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A business woman putting up an open sign in her window
Business Checking
Learn MoreAccount Detail
- Minimum to Open: $50.00
- Minimum Daily Balance Requirement of $500.00
- If unable to maintain Minimum Daily Balance Requirement of $500.00, a $5.00 monthly maintenance fee will be imposed.
- No transaction limitations
- Unlimited Check-Writing Privileges
- No ATM Fee when using a First Commerce Bank ATM or an Allpoint® Terminal.
Free With Account
- FREE MasterCard® Debit Card
- FREE Online Banking Service
- FREE Mobile Banking
- FREE Telephone Banking Service
- FREE Electronic Bill Payment
- FREE Direct Deposit
How to Get Started
To open a Business Checking account, please visit one of our First Commerce Bank locations. If you have any questions, please call your local branch or email: customerservice@firstcommercebk.com.
A double exposure of a business man at a laptop and a chart overlay
Business Money Market Express
Learn MoreAccount Detail
- Minimum to Open: $50.00
- Minimum Daily Balance requirement: $10,000.00
- If unable to maintain Minimum Daily Balance requirement of $10,000.00, a $10.00 monthly maintenance fee will be imposed.
- Tiered Rate Account: Contact your local branch for current Rate Schedule.
Free With Account
- FREE Online Banking Service
- FREE Telephone Banking Service
- FREE Electronic Bill Payment
- FREE Direct Deposit
How to Get Started
To open a Business Money Market Express Account, please visit one of our First Commerce Bank locations. If you have any questions, please call your local branch or email: customerservice@firstcommercebk.com.
A woman using a calculator and writing in a notebook
Business Non-Profit Checking
Learn MoreAccount Detail
- Minimum to Open: $50.00
- Minimum Daily Balance requirement: $1,000.00
- If unable to maintain Minimum Daily Balance requirement of $1,000.00, a $12.00 monthly maintenance fee will be imposed.
- Unlimited Check-Writing Privileges
- No ATM Fee when using a First Commerce Bank ATM or an Allpoint® Terminal.
Free With Account
- FREE MasterCard® Debit Card
- FREE Online Banking Service
- FREE Telephone Banking Service
- FREE Electronic Bill Payment
- FREE Direct Deposit
How to Get Started
To open a Non-Profit Checking account, please visit one of our First Commerce Bank locations. If you have any questions, please call your local branch or email: customerservice@firstcommercebk.com.
Lawyers Talking
IOLTA Checking
Learn MoreAn IOLTA checking account pools the funds into a single, interest bearing account. On a monthly basis interest is forwarded to The IOLTA Fund Of The Bar Of New Jersey to fund legal expenses for those who are unable to afford legal services, and other justice related projects of the board.
Account Detail
- IOLTA Remittance Processing Fee: $35.00
- Minimum Balance for Service Charge: $0.00
Free With Account
- FREE Online Banking Service
- FREE Telephone Banking Service
How to Get Started
To open an IOLTA Checking account, please visit one of our First Commerce Bank locations. If you have any questions, please call your local branch or email: customerservice@firstcommercebk.com.
Business people laughing during a briefing at a conference table
Premier Interest Business Checking
Learn MoreAccount Detail
- Minimum to Open: $500.00
- Minimum Daily Balance requirement: $5,000.00
- If unable to maintain Minimum Daily Balance requirement of $5,000.00, a $25.00 monthly maintenance fee will be imposed.
- Premier Business Money Market or Business Money Market Express with like signer names is required to open the Premier Interest Business Checking. Refer to Premier Business Money Market and/or Business Money Market Express account information for minimum Daily Balance requirements and minimum balance to open requirements.
- Unlimited transactions
- No ATM Fee when using a First Commerce Bank ATM or an Allpoint® Terminal.
Free With Account
- FREE Online Banking Service
- FREE Telephone Banking Service
- FREE Electronic Bill Payment
- FREE Direct Deposit
How to Get Started
To open a Premier Interest Business Checking account, please visit one of our First Commerce Bank locations. If you have any questions, please call your local branch or email: customerservice@firstcommercebk.com.
Business man using a calculator at a desk covered in charts
Deposit Escrow Sub Accounting (DESA)
Learn MoreThis product and service is ideal for property managers, landlords, attorneys, or anyone needing to hold deposits in escrow for another party.
Not only will this account help you better manage your client/tenant security deposits, it will also provide you with great benefits like interest on your subsidiary accounts, monthly statements for your master account, annual statements for your client/tenant accounts and FDIC insurance for each account.
We can also help reduce your administrative burdens with 1099 IRS Tax Forms automatically issued to clients at year-end
Features and Benefits
- A single master account will be established for all transactions
- A subsidiary account will be established for each client/tenant
- Unlimited sub accounts per master account
Account Detail
- Minimum to Open: $50.00
- W-9 form for each client/tenant required
Ready to get started?
Contact us to establish a new DESA Relationship or for assistance with your existing DESA account. Your banking relationship with us is very important. If you have any questions about DESA Account Relationships, please give us a call at 732-364-0032 or contact us at DESA@firstcommercebk.com to speak to our friendly Customer Service Staff.
Cropped business men shaking hands
Premier Business Money Market
Learn MoreAccount Detail
- Minimum to Open: $25,000.00.
- Minimum Daily Balance requirement: $10,000.00.
- If unable to maintain Minimum Daily Balance requirement of $10,000.00, a $10.00 monthly maintenance fee will be imposed.
- Additional Opening Information: In order to open a new Premier Business Money Market account, you must maintain an existing Premier Interest Business Checking account or open a new Premier Interest Business Checking account.
- Tiered Rate Account: Contact your local branch for current Rate Schedule.
Free With Account
- FREE Online Banking Service
- FREE Telephone Banking Service
- FREE Electronic Bill Payment
- FREE Direct Deposit
How to Get Started
To open a Premier Business Money Market Account, please visit one of our First Commerce Bank locations. If you have any questions, please call your local branch or email: customerservice@firstcommercebk.com.
A woman writing a check
Business NOW Checking
Learn MoreAccount Detail
- Minimum to Open: $50.00
- Minimum to Earn Interest: $5,000.00
- Minimum Daily Balance requirement: $1,000.00
- If unable to maintain Minimum Daily Balance requirement of $1,000.00, a $15.00 monthly maintenance fee will be imposed
- Tiered Rate Account: Contact your local branch for current Rate Schedule.
- Unlimited transactions
- No ATM Fee when using a First Commerce Bank ATM or an Allpoint® Terminal.
Free With Account
- FREE MasterCard® Debit Card
- FREE Online Banking Service
- FREE Telephone Banking Service
- FREE Electronic Bill Payment
- FREE Direct Deposit
How to Get Started
To open a Business NOW Checking account, please visit one of our First Commerce Bank locations. If you have any questions, please call your local branch or email: customerservice@firstcommercebk.com.