

Count on Us!
As your local hometown community bank, First Commerce Bank takes pride in building our local communities, investing in small businesses, and delivering secure and value-added financial solutions to customers throughout New Jersey and surrounding areas. To our valued depositors, borrowers, and shareholders, please be reassured that the team at FCB works diligently every day to prudently manage our risk profile while continuing to provide value to our shareholders. We are a very well-capitalized financial institution with a very strong liquidity, earnings, credit, and interest rate risk profile with no exposure to the cryptocurrency markets. We actively manage our balance sheet and risk profile so that First Commerce Bank will continue to serve as YOUR local hometown community bank. Now and for years to come.
Your hometown, community bank.
Customer Testimonials
“Doing business in the chamber, I want to thank Kimberly Flanagan and John Crisafulli of First Commerce Bank. I was looking for a community bank and John and Kim were just so personable and professional it made the decision easy. If you don’t know John or Kim I would be happy to make a recommendation and connection.”
“On a scale of 1-10, I’d give First Commerce Bank a 10. I can call them any time. Very good service!”
“Is First Commerce Bank Trustworthy? Absolutely. That’s very important to me!”
“Personal relationships make us want to stay with First Commerce Bank.”
“Everything works out, because they’re very responsive to our needs.”
“At another bank we work with, there’s no one I can call, personally, like I have at First Commerce Bank. I highly value relationships!”
“I truly enjoy the relationship I have with First Commerce Bank. The staff at my local branch is exceptionally helpful. They keep me informed. First Commerce Bank is very trustworthy – I trust the banking system in general and I trust the staff at the bank personally. First Commerce Bank has friendly, happy employees who are very helpful, personable, and who treat me like a person, not a robot.”
“The personal level of attention I get at First Commerce Bank is over the top – They are eager to help, and are always there for me.”
“The staff at First Commerce Bank is very customer oriented…exceptionally engaged. My construction loan would not have been possible without the bank’s help.”
“There’s a high level of trust. I can always count on First Commerce Bank deliver on what they promised.”
“I truly appreciate the fact that everyone is accessible to me, always there to help. No barriers!”
“My business appreciates First Commerce Bank for several major reasons:
Convenience. Reputation. Great People. Trust. I feel that Trust is one of the most important attributes of First Commerce Bank: I need that foundation to enjoy a level of comfort. With First Commerce Bank, customer relations is great…they get right back to us. The employees make the environment very favorable.”
“We love the great people. They always greet me at the door when I arrive, even if it’s a few minutes before closing time. (laughing!) The manager at my local branch is excellent. Since Day 1 she has been my favorite. I feel like I’m family when I come in.”
“First Commerce Bank has proven they are very interested in my success. I’ve been really impressed. They would drop everything to help me.”
“First Commerce Bank represents something special…a willingness to be more personal, to be welcoming when I walk in the door. Their employees really get to know you.”
“First Commerce Bank now has all of our banking business. They earned it!”
“The staff at First Commerce Bank is extremely pleasant and helpful. If we have any questions, they patiently walk us through everything. The employees know us, and make us feel at home. I feel that a sense of “trust” evolves from the overall satisfaction we have with First Commerce Bank. Our business requires me to stop by 5 days a week, and I totally trust them with all our finances.”
“I have recommended First Commerce Bank to three of my business colleagues, and one of them is a family member. Now that’s trust!”
“First Commerce Bank fully addresses all my business needs with a high level of competency.”
COMMUNITY INVOLVEMENT
Master Buildher Project for Northern Ocean Habitat for Humanity‘s Women Build Project
We are a proud sponsor of this year’s Master Buildher Project for Northern Ocean Habitat for Humanity‘s Women Build Project. We are thankful to have such strong women and proud volunteers supporting this event. A special thank you to Kristine Novakowski. Great job team!




COMMUNITY INVOLVEMENT
A Day of Advocacy
First Commerce Bank’s President and Chief Executive Officer, Donald Mindiak and VP/Senior Business Development Officer, John V. Crisafulli attended the “A Day of Advocacy” event, coordinated by the New Jersey Jewish Business Alliance. It was a productive session where Donald spoke to attendees about making economic reforms and policies to support the growth of businesses in New Jersey.




COMMUNITY INVOLVEMENT
American Legion Donation
Count on First Commerce Bank’s continued dedication to giving back to our community. Our contribution toward the purchase of a new van for the Cresskill American Legion Association shows our commitment to serving our local non-profit organizations.


COMMUNITY INVOLVEMENT
North Essex Chamber of Commerce Event
First Commerce Bank attended the North Essex Chamber of Commerce Event at the Double Tree Hotel in Fairfield. John Crisafulli, VP Sr. Business Development Officer, Philippe Ferreira VP Commercial Loan Officer & SBA Lending Manager, James Cook, AVP Community Banking Officer – Fairfield represented the Bank. Congratulations to James for being named as a new Chamber Board Member. We continue to be involved in our communities to provide the drive, dynamism and connective energy to make a positive impact in our local communities.



COMMUNITY INVOLVEMENT
TWYF Sports Showcase Series 2022
First Commerce Bank co-sponsored the TWYF Sports Showcase Series event held on Saturday, November 12th at Bethany Community Center in Washington Twp., New Jersey. The purpose of Team Winfree (TWYF) events is to provide safe, fun and competitive sports and educational opportunities for youth in the Greater NY/NJ area, helping to provide a path to success through athletics and financial literacy. A special thank you to the First Commerce Bank team who attended every game in support of student athletes competing in the TWYF Showcase.




COMMUNITY INVOLVEMENT
Orthodox Jewish Chamber of Commerce Business Networking Event
First Commerce Bank was a proud sponsor of the Orthodox Jewish Chamber of Commerce Business Networking Event held at the Adventure Crossing USA Complex in Jackson. Attendees enjoyed food and fun interactive games, from the driving range to the simulated arcade games (XV/RV Games). A special thank you to John Crisafulli: VP, Senior Business Development Officer, Chris Smith: VP, Commercial Loan Officer, Marina Votinova: Lakewood Community Banking Officer and Danial Natoli: Lakewood Assistant Branch Manager. This is what hometown community banking is all about!




COMMUNITY INVOLVEMENT
Team Challenge Scholarship Award Presentation
First Commerce Bank takes pride in our involvement with the Monmouth Chamber of Commerce’s Team Challenge Scholarship Award. Thank you to Kimberly Flanagan, AVP, Community Banking Officer and the Freehold Branch for hosting another great event.




COMMUNITY INVOLVEMENT
Central Ocean Business Association’s “Meet the Bankers” Event
First Commerce Bank was a proud sponsor of Central Ocean Business Association’s Meet the Bankers Event and was attended by John V. Crisafulli, VP/Senior Business Development Officer, and Marina Votinova, AT/Community Banking Officer – Lakewood.
