

Count on Us!
As your local hometown community bank, First Commerce Bank takes pride in building our local communities, investing in small businesses, and delivering secure and value-added financial solutions to customers throughout New Jersey and surrounding areas. To our valued depositors, borrowers, and shareholders, please be reassured that the team at FCB works diligently every day to prudently manage our risk profile while continuing to provide value to our shareholders. We are a very well-capitalized financial institution with a very strong liquidity, earnings, credit, and interest rate risk profile with no exposure to the cryptocurrency markets. We actively manage our balance sheet and risk profile so that First Commerce Bank will continue to serve as YOUR local hometown community bank. Now and for years to come.
Your hometown, community bank.
Customer Testimonials
“Doing business in the chamber, I want to thank Kimberly Flanagan and John Crisafulli of First Commerce Bank. I was looking for a community bank and John and Kim were just so personable and professional it made the decision easy. If you don’t know John or Kim I would be happy to make a recommendation and connection.”
“On a scale of 1-10, I’d give First Commerce Bank a 10. I can call them any time. Very good service!”
“Is First Commerce Bank Trustworthy? Absolutely. That’s very important to me!”
“Personal relationships make us want to stay with First Commerce Bank.”
“Everything works out, because they’re very responsive to our needs.”
“At another bank we work with, there’s no one I can call, personally, like I have at First Commerce Bank. I highly value relationships!”
“I truly enjoy the relationship I have with First Commerce Bank. The staff at my local branch is exceptionally helpful. They keep me informed. First Commerce Bank is very trustworthy – I trust the banking system in general and I trust the staff at the bank personally. First Commerce Bank has friendly, happy employees who are very helpful, personable, and who treat me like a person, not a robot.”
“The personal level of attention I get at First Commerce Bank is over the top – They are eager to help, and are always there for me.”
“The staff at First Commerce Bank is very customer oriented…exceptionally engaged. My construction loan would not have been possible without the bank’s help.”
“There’s a high level of trust. I can always count on First Commerce Bank deliver on what they promised.”
“I truly appreciate the fact that everyone is accessible to me, always there to help. No barriers!”
“My business appreciates First Commerce Bank for several major reasons:
Convenience. Reputation. Great People. Trust. I feel that Trust is one of the most important attributes of First Commerce Bank: I need that foundation to enjoy a level of comfort. With First Commerce Bank, customer relations is great…they get right back to us. The employees make the environment very favorable.”
“We love the great people. They always greet me at the door when I arrive, even if it’s a few minutes before closing time. (laughing!) The manager at my local branch is excellent. Since Day 1 she has been my favorite. I feel like I’m family when I come in.”
“First Commerce Bank has proven they are very interested in my success. I’ve been really impressed. They would drop everything to help me.”
“First Commerce Bank represents something special…a willingness to be more personal, to be welcoming when I walk in the door. Their employees really get to know you.”
“First Commerce Bank now has all of our banking business. They earned it!”
“The staff at First Commerce Bank is extremely pleasant and helpful. If we have any questions, they patiently walk us through everything. The employees know us, and make us feel at home. I feel that a sense of “trust” evolves from the overall satisfaction we have with First Commerce Bank. Our business requires me to stop by 5 days a week, and I totally trust them with all our finances.”
“I have recommended First Commerce Bank to three of my business colleagues, and one of them is a family member. Now that’s trust!”
“First Commerce Bank fully addresses all my business needs with a high level of competency.”
COMMUNITY INVOLVEMENT
NJBIA Women Business Leaders Forum
Thank you New Jersey Business & Industry Association (NJBIA) for hosting another amazing event, the 9th NJ Women Business Leaders Forum. FCB enjoys making new connections while fostering existing relationships. We’re already looking forward to next year!



COMMUNITY INVOLVEMENT
Jackson Community Day
FCB had a wonderful time at Jackson Community Day. We enjoyed participating in all the fun and excitement, seeing our neighbors and supporting our local community throughout this year’s event. A special thank you to all those who stopped by our table to chat with us. We’re already looking forward to the community event!




COMMUNITY INVOLVEMENT
7th Annual Veterans, Disabled Children & Active-Duty Military Fishing Day
On August 26th First Commerce Bank proudly attended the 7th Annual Veterans, Disabled Children & Active-Duty Military Fishing Day event at Lake Juliano in Millstone. John Crisafulli; Senior Business Development Officer, Doreen Goch; Commercial Loan Officer, and other First Commerce Bank customers were pleased to volunteer at this amazing event. This is what community banking is all about. We are so thankful for all who were involved in planning this event, as it touched many individuals. We look forward to next year’s Annual Fishing Day event!


COMMUNITY INVOLVEMENT
Ride4Regesh
We are a proud Sponsor of the Ride4Regesh event. As your hometown community bank, it is an honor to participate in local events and build connections with the people in our neighborhood.


COMMUNITY INVOLVEMENT
WEEH Networking Event
We are a proud sponsor and honored to host the WEEH Networking Event. Attendees enjoyed mingling and networking with healthcare leaders, professional women, and local business owners. This amazing group of women are an inspiration to all. This event celebrated the culmination of their collective vision to make a difference within the healthcare industry. A special thank you to April Huchko, Doreen Goch, Rae Cohen, Marina Votinova, Rima Patel, Sandy Shur, Rivka Brodsky, Shira Lasry and all members of the WEEH who are making a positive impact in the healthcare industry. Productive. Forward. Together.




COMMUNITY INVOLVEMENT
Make-A-Wish “Walk and Roll”
We are dedicated to being responsive to the needs of our community, by working with local nonprofit organizations like Make-A-Wish New Jersey . We are honored to be a part of a foundation whose mission is to grant wishes to children for renewed hope, strength and the return of the joys of childhood.




COMMUNITY INVOLVEMENT
Master Buildher Project for Northern Ocean Habitat for Humanity‘s Women Build Project
We are a proud sponsor of this year’s Master Buildher Project for Northern Ocean Habitat for Humanity‘s Women Build Project. We are thankful to have such strong women and proud volunteers supporting this event. A special thank you to Kristine Novakowski. Great job team!




COMMUNITY INVOLVEMENT
Women’s Rights Information Center of Englewood Donation
As your hometown community bank, FCB is committed to making a difference in our neighbors’ lives. Contributing to local charities such as Women’s Rights Information Center of Englewood is one way we give back to our community. Our donation provided a week’s worth of groceries to five local families.

COMMUNITY INVOLVEMENT
A Day of Advocacy
First Commerce Bank’s President and Chief Executive Officer, Donald Mindiak and VP/Senior Business Development Officer, John V. Crisafulli attended the “A Day of Advocacy” event, coordinated by the New Jersey Jewish Business Alliance. It was a productive session where Donald spoke to attendees about making economic reforms and policies to support the growth of businesses in New Jersey.




COMMUNITY INVOLVEMENT
American Legion Donation
Count on First Commerce Bank’s continued dedication to giving back to our community. Our contribution toward the purchase of a new van for the Cresskill American Legion Association shows our commitment to serving our local non-profit organizations.


COMMUNITY INVOLVEMENT
Orthodox Jewish Chamber of Commerce Business Networking Event
First Commerce Bank was a proud sponsor of the Orthodox Jewish Chamber of Commerce Business Networking Event held at the Adventure Crossing USA Complex in Jackson. Attendees enjoyed food and fun interactive games, from the driving range to the simulated arcade games (XV/RV Games). A special thank you to John Crisafulli: VP, Senior Business Development Officer, Chris Smith: VP, Commercial Loan Officer, Marina Votinova: Lakewood Community Banking Officer and Danial Natoli: Lakewood Assistant Branch Manager. This is what hometown community banking is all about!




COMMUNITY INVOLVEMENT
Team Challenge Scholarship Award Presentation
First Commerce Bank takes pride in our involvement with the Monmouth Chamber of Commerce’s Team Challenge Scholarship Award. Thank you to Kimberly Flanagan, AVP, Community Banking Officer and the Freehold Branch for hosting another great event.



