Business
Which Business Card Works For You?
Choose from our popular business credit card options, including low rate, cash back, or flexible rewards, to find the perfect fit for your business needs.
No matter which card you select, you'll enjoy key benefits like:
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Tools for Your Business – Free online expense reporting tools to simplify your finances.
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Zero Fraud Liability* – Rest assured—you won’t be liable for fraudulent purchases if your card is lost or stolen.
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On the Go – Easily make payments anytime, anywhere with mobile payment capability.
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Build Your Team – No additional fee for employee cards, making it easy to manage business expenses.
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Cardmember Service – Our support is available 24/7, 365 days a year, ensuring help is always at hand.
| APR | Annual Fee | Rewards | |
|---|---|---|---|
|
Business Cash Preferred Card Apply Now Learn More |
Intro APR\* for Purchases and Balance Transfers: 0% for the first 6 billing cycles, then 18.24% to 27.24% based on your creditworthiness. | None | Cash back for your business |
|
Business Card Apply Now Learn More |
Intro APR\* for Purchases and Balance Transfers: 0% for the first 18 billing cycles. After that, 17.24% to 26.24%, depending on your creditworthiness at account opening. | None | Save on interest with an extended low introductory rate. |
|
Smart Business Rewards Card Apply Now Learn More |
APR for Purchases and Balance Transfers: 19.24% to 26.24%, depending on your creditworthiness at account opening. | $0 annual fee for the first year, then $95 for Account Owners and $0 for Authorized Employees. | Points and rewards for hotels, travel and more. |
|
Business Real Rewards Card Apply Now Learn More |
Intro APR\* for Purchases and Balance Transfers: Business Real Rewards offers 0% APR for the first 6 billing cycles. After that, it’s 18.49% to 27.49%, depending on your creditworthiness at account opening. | None | Earn 1.5X points for every $1 you spend on eligible purchases1 |
Business Cash Preferred Card
Enjoy 0% APR* for the first 6 billing cycles with the First Commerce Bank Business Cash Preferred Card. Earn 5% cash back on prepaid hotels and car rentals, 3% on gas, dining, and more, plus a $25 cash back bonus after your first purchase.
Business Card
Save on interest with a 0% introductory APR* for the first 18 billing cycles on purchases and balance transfers. Use the First Commerce Bank Business Card for large purchases, unexpected expenses, or to pay down existing balances faster, with no annual fee.
Smart Business Rewards Card
Rewards Card Earn more rewards with fewer restrictions using the SMART Business Rewards Card. Enjoy 5X points on prepaid hotels and car rentals, 2X points on your top spending categories, and a 20,000-point bonus after spending $500 in the first 90 days—all with no annual fee for the first year.
Business Real Rewards Card
Maximize your rewards with the Business Real Rewards Card—earn 1.5X points on every eligible purchase and 5.5X points on prepaid hotels and car rentals. Enjoy a 0% intro APR for the first 6 billing cycles, plus a 2,500-point bonus after your first purchase—all with no annual fee.
