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Deposit
Rates

DepositRates

Our Current Rates

  • Personal Banking Rates
  • Business Banking Rates

Seeking additional FDIC insurance coverage and competitive rates?

Learn more about our ICS and CDARS products

Online Only CDs

Tiered Amounts
Term
Rate
APY*
Minimum to Open
   
6 Month Open Account
3.682%
3.75%
$1,000.00
7 Month Open Account
3.682%
3.75%
$1,000.00
12 Month Open Account
3.441%
3.50%
$1,000.00
24 Month Open Account
3.199%
3.25%
$1,000.00

*Annual Percentage Yield (APY) listed is available as of December 12, 2025. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the then current published FCB APY for that term. Minimum deposit to open certificate is $1,000.00. A penalty will be assessed for early withdrawal and could reduce earnings on this account. Interest and APY may change after account opening at any given time without prior notice.  

CDs

Term
Rate
APY*
Minimum to Open
1 Month Request Appointment
3.441%
3.50%
$1,000.00
3 Month Request Appointment
3.441%
3.50%
$1,000.00
5 Month Request Appointment
3.441%
3.50%
$1,000.00
6 Month Request Appointment
3.441%
3.50%
$1,000.00
7 Month Request Appointment
3.441%
3.50%
$1,000.00
9 Month Request Appointment
3.441%
3.50%
$1,000.00
10 Month Request Appointment
3.441%
3.50%
$1,000.00
11 Month Request Appointment
3.441%
3.50%
$1,000.00
12 Month Request Appointment
3.441%
3.50%
$1,000.00
13 Month Request Appointment
3.441%
3.50%
$1,000.00
14 Month Request Appointment
3.441%
3.50%
$1,000.00
15 Month Request Appointment
3.441%
3.50%
$1,000.00
17 Month Request Appointment
3.441%
3.50%
$1,000.00
18 Month Request Appointment
3.682%
3.75%
$1,000.00
19 Month Request Appointment
3.199%
3.25%
$1,000.00
20 Month Request Appointment
3.199%
3.25%
$1,000.00
23 Month Request Appointment
3.199%
3.25%
$1,000.00
24 Month Request Appointment
3.199%
3.25%
$1,000.00
27 Month Request Appointment
2.956%
3.00%
$1,000.00
29 Month Request Appointment
2.956%
3.00%
$1,000.00
30 Month Request Appointment
2.956%
3.00%
$1,000.00
36 Month Request Appointment
2.956%
3.00%
$1,000.00
48 Month Request Appointment
2.956%
3.00%
$1,000.00
60 Month Request Appointment
2.956%
3.00%
$1,000.00

*Annual Percentage Yield (APY) listed is available as of December 12, 2025. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the then current published FCB APY for that term. Minimum deposit to open certificate is $1,000.00. A penalty will be assessed for early withdrawal and could reduce earnings on this account. Interest and APY may change after account opening at any given time without prior notice.  

IRA CDs

Term
Rate
APY*
Minimum to Open
9 Month Request Appointment
3.441%
3.50%
$1,000.00
12 Month Request Appointment
3.441%
3.50%
$1,000.00
17 Month Request Appointment
3.441%
3.50%
$1,000.00
18 Month Request Appointment
3.682%
3.75%
$1,000.00
19 Month Request Appointment
3.441%
3.50%
$1,000.00
20 Month Request Appointment
3.199%
3.25%
$1,000.00
23 Month Request Appointment
3.199%
3.25%
$1,000.00
24 Month Request Appointment
3.199%
3.25%
$1,000.00
30 Month Request Appointment
2.956%
3.00%
$1,000.00
36 Month Request Appointment
2.956%
3.00%
$1,000.00
48 Month Request Appointment
2.956%
3.00%
$1,000.00
60 Month Request Appointment
2.956%
3.00%
$1,000.00

*Annual Percentage Yield (APY) listed is available as of December 12, 2025. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the then current published FCB APY for that term. Minimum deposit to open certificate is $1,000.00. A penalty will be assessed for early withdrawal and could reduce earnings on this account. Interest and APY may change after account opening at any given time without prior notice.  

Checking

Account
Tiered Amounts
Rate
APY*
Minimum to Open
Ultimate Rewards Open Account Learn More
0.500%
0.50%
$100.00
Rate applicable for balances up to $100,000 when qualifications disclosed are met.
2.956%
3.00%
$100.00
Premier Interest Open Account Learn More
0.250%
0.25%
$500.00
Interest Learn More Request Appointment
0.250%
0.25%
$1,000.00
50+ Golden Checking Open Account Learn More
0.300%
0.30%
$100.00

*Annual Percentage Yield (APY) listed is available as of December 12, 2025. Current APY is subject to change after account opening at any given time without prior notice. Fees may reduce earnings on this account.

Savings

Account
Tiered Amounts
Rate
APY*
Minimum to Open
Statement Learn More Request Appointment
0.100%
0.10%
$100.00
Relationship Open Account Learn More
2.956%
3.00%
$1,000.00
Minor Learn More Request Appointment
0.100%
0.10%
$25.00
Holiday Club Learn More Request Appointment
$0 - $99
0.000%
0.00%
$5.00
$100 +
0.350%
0.35%
$5.00
Premier Open Account Learn More
$0 - $4,999
0.350%
0.35%
$1,000.00
$5,000 +
0.350%
0.35%
$1,000.00
IRA Express Learn More Request Appointment
$0 - $99,999
0.300%
0.30%
$50.00
$100,000 +
0.350%
0.35%
$50.00

*Annual Percentage Yield (APY) listed is available as of December 12, 2025. Current APY is subject to change after account opening at any given time without prior notice. Fees may reduce earnings on this account.

Money Market

Account
Tiered Amounts
Rate
APY*
Minimum to Open
Premier Money Open Account Learn More
$0 - $49,999.99
1.243%
1.25%
$10,000.00
$50,000 +
1.489%
1.50%
$10,000.00
Money Market Learn More Request Appointment
$0 - $99,999
0.250%
0.25%
$50.00
$100,000 +
0.300%
0.30%
$50.00
Consumer Relationship Open Account Learn More
2.713%
2.75%
$1,000.00

*Annual Percentage Yield (APY) listed is available as of December 12, 2025. Current APY is subject to change after account opening at any given time without prior notice. Fees may reduce earnings on this account.

Online Only CDs

6 Month Open Account

Tiered Amounts

   

Rate

3.682%

APY*

3.75%

Minimum to Balance

$1,000.00

7 Month Open Account

Rate

3.682%

APY*

3.75%

Minimum to Balance

$1,000.00

12 Month Open Account

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

24 Month Open Account

Rate

3.199%

APY*

3.25%

Minimum to Balance

$1,000.00

*Annual Percentage Yield (APY) listed is available as of December 12, 2025. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the then current published FCB APY for that term. Minimum deposit to open certificate is $1,000.00. A penalty will be assessed for early withdrawal and could reduce earnings on this account. Interest and APY may change after account opening at any given time without prior notice.  

CDs

1 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

3 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

5 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

6 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

7 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

9 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

10 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

11 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

12 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

13 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

14 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

15 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

17 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

18 Month Request Appointment

Rate

3.682%

APY*

3.75%

Minimum to Balance

$1,000.00

19 Month Request Appointment

Rate

3.199%

APY*

3.25%

Minimum to Balance

$1,000.00

20 Month Request Appointment

Rate

3.199%

APY*

3.25%

Minimum to Balance

$1,000.00

23 Month Request Appointment

Rate

3.199%

APY*

3.25%

Minimum to Balance

$1,000.00

24 Month Request Appointment

Rate

3.199%

APY*

3.25%

Minimum to Balance

$1,000.00

27 Month Request Appointment

Rate

2.956%

APY*

3.00%

Minimum to Balance

$1,000.00

29 Month Request Appointment

Rate

2.956%

APY*

3.00%

Minimum to Balance

$1,000.00

30 Month Request Appointment

Rate

2.956%

APY*

3.00%

Minimum to Balance

$1,000.00

36 Month Request Appointment

Rate

2.956%

APY*

3.00%

Minimum to Balance

$1,000.00

48 Month Request Appointment

Rate

2.956%

APY*

3.00%

Minimum to Balance

$1,000.00

60 Month Request Appointment

Rate

2.956%

APY*

3.00%

Minimum to Balance

$1,000.00

*Annual Percentage Yield (APY) listed is available as of December 12, 2025. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the then current published FCB APY for that term. Minimum deposit to open certificate is $1,000.00. A penalty will be assessed for early withdrawal and could reduce earnings on this account. Interest and APY may change after account opening at any given time without prior notice.  

IRA CDs

9 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

12 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

17 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

18 Month Request Appointment

Rate

3.682%

APY*

3.75%

Minimum to Balance

$1,000.00

19 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

20 Month Request Appointment

Rate

3.199%

APY*

3.25%

Minimum to Balance

$1,000.00

23 Month Request Appointment

Rate

3.199%

APY*

3.25%

Minimum to Balance

$1,000.00

24 Month Request Appointment

Rate

3.199%

APY*

3.25%

Minimum to Balance

$1,000.00

30 Month Request Appointment

Rate

2.956%

APY*

3.00%

Minimum to Balance

$1,000.00

36 Month Request Appointment

Rate

2.956%

APY*

3.00%

Minimum to Balance

$1,000.00

48 Month Request Appointment

Rate

2.956%

APY*

3.00%

Minimum to Balance

$1,000.00

60 Month Request Appointment

Rate

2.956%

APY*

3.00%

Minimum to Balance

$1,000.00

*Annual Percentage Yield (APY) listed is available as of December 12, 2025. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the then current published FCB APY for that term. Minimum deposit to open certificate is $1,000.00. A penalty will be assessed for early withdrawal and could reduce earnings on this account. Interest and APY may change after account opening at any given time without prior notice.  

Checking

Ultimate Rewards Open Account Learn More

Tiered Amounts

Rate

0.500%

APY*

0.50%

Minimum to Balance

$100.00

Ultimate Rewards

Tiered Amounts

Rate applicable for balances up to $100,000 when qualifications disclosed are met.

Rate

2.956%

APY*

3.00%

Minimum to Balance

$100.00

Premier Interest Open Account Learn More

Tiered Amounts

Rate

0.250%

APY*

0.25%

Minimum to Balance

$500.00

Interest Learn More Request Appointment

Tiered Amounts

Rate

0.250%

APY*

0.25%

Minimum to Balance

$1,000.00

50+ Golden Checking Open Account Learn More

Tiered Amounts

Rate

0.300%

APY*

0.30%

Minimum to Balance

$100.00

*Annual Percentage Yield (APY) listed is available as of December 12, 2025. Current APY is subject to change after account opening at any given time without prior notice. Fees may reduce earnings on this account.

Savings

Statement Learn More Request Appointment

Tiered Amounts

Rate

0.100%

APY*

0.10%

Minimum to Balance

$100.00

Relationship Open Account Learn More

Tiered Amounts

Rate

2.956%

APY*

3.00%

Minimum to Balance

$1,000.00

Minor Learn More Request Appointment

Tiered Amounts

Rate

0.100%

APY*

0.10%

Minimum to Balance

$25.00

Holiday Club Learn More Request Appointment

Tiered Amounts

$0 - $99

Rate

0.000%

APY*

0.00%

Minimum to Balance

$5.00

Holiday Club

Tiered Amounts

$100 +

Rate

0.350%

APY*

0.35%

Minimum to Balance

$5.00

Premier Open Account Learn More

Tiered Amounts

$0 - $4,999

Rate

0.350%

APY*

0.35%

Minimum to Balance

$1,000.00

Premier

Tiered Amounts

$5,000 +

Rate

0.350%

APY*

0.35%

Minimum to Balance

$1,000.00

IRA Express Learn More Request Appointment

Tiered Amounts

$0 - $99,999

Rate

0.300%

APY*

0.30%

Minimum to Balance

$50.00

IRA Express

Tiered Amounts

$100,000 +

Rate

0.350%

APY*

0.35%

Minimum to Balance

$50.00

*Annual Percentage Yield (APY) listed is available as of December 12, 2025. Current APY is subject to change after account opening at any given time without prior notice. Fees may reduce earnings on this account.

Money Market

Premier Money Open Account Learn More

Tiered Amounts

$0 - $49,999.99

Rate

1.243%

APY*

1.25%

Minimum to Balance

$10,000.00

Premier Money

Tiered Amounts

$50,000 +

Rate

1.489%

APY*

1.50%

Minimum to Balance

$10,000.00

Money Market Learn More Request Appointment

Tiered Amounts

$0 - $99,999

Rate

0.250%

APY*

0.25%

Minimum to Balance

$50.00

Money Market

Tiered Amounts

$100,000 +

Rate

0.300%

APY*

0.30%

Minimum to Balance

$50.00

Consumer Relationship Open Account Learn More

Tiered Amounts

Rate

2.713%

APY*

2.75%

Minimum to Balance

$1,000.00

*Annual Percentage Yield (APY) listed is available as of December 12, 2025. Current APY is subject to change after account opening at any given time without prior notice. Fees may reduce earnings on this account.

Seeking additional FDIC insurance coverage and competitive rates?

Learn more about our ICS and CDARS products

Online Only CDs

Term
Rate
APY*
Minimum to Open
6 Month Open Account
3.682%
3.75%
$1,000.00
7 Month Open Account
3.682%
3.75%
$1,000.00
12 Month Open Account
3.441%
3.50%
$1,000.00
24 Month Open Account
3.199%
3.25%
$1,000.00

*Annual Percentage Yield (APY) listed is available as of December 12, 2025. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the then current published FCB APY for that term. Minimum deposit to open certificate is $1,000.00. A penalty will be assessed for early withdrawal and could reduce earnings on this account. Interest and APY may change after account opening at any given time without prior notice.  

CDs

Term
Rate
APY*
Minimum to Open
1 Month Request Appointment
3.441%
3.50%
$1,000.00
3 Month Request Appointment
3.441%
3.50%
$1,000.00
5 Month Request Appointment
3.441%
3.50%
$1,000.00
6 Month Request Appointment
3.441%
3.50%
$1,000.00
7 Month Request Appointment
3.441%
3.50%
$1,000.00
9 Month Request Appointment
3.441%
3.50%
$1,000.00
10 Month Request Appointment
3.441%
3.50%
$1,000.00
11 Month Request Appointment
3.441%
3.50%
$1,000.00
12 Month Request Appointment
3.441%
3.50%
$1,000.00
13 Month Request Appointment
3.441%
3.50%
$1,000.00
14 Month Request Appointment
3.441%
3.50%
$1,000.00
15 Month Request Appointment
3.441%
3.50%
$1,000.00
17 Month Request Appointment
3.441%
3.50%
$1,000.00
18 Month Request Appointment
3.682%
3.75%
$1,000.00
19 Month Request Appointment
3.199%
3.25%
$1,000.00
20 Month Request Appointment
3.199%
3.25%
$1,000.00
23 Month Request Appointment
3.199%
3.25%
$1,000.00
24 Month Request Appointment
3.199%
3.25%
$1,000.00
27 Month Request Appointment
2.956%
3.00%
$1,000.00
29 Month Request Appointment
2.956%
3.00%
$1,000.00
30 Month Request Appointment
2.956%
3.00%
$1,000.00
36 Month Request Appointment
2.956%
3.00%
$1,000.00
48 Month Request Appointment
2.956%
3.00%
$1,000.00
60 Month Request Appointment
2.956%
3.00%
$1,000.00

*Annual Percentage Yield (APY) listed is available as of December 12, 2025. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the then current published FCB APY for that term. Minimum deposit to open certificate is $1,000.00. A penalty will be assessed for early withdrawal and could reduce earnings on this account. Interest and APY may change after account opening at any given time without prior notice.  

IRA CDs

Term
Rate
APY*
Minimum to Open
9 Month Request Appointment
3.441%
3.50%
$1,000.00
12 Month Request Appointment
3.441%
3.50%
$1,000.00
17 Month Request Appointment
3.441%
3.50%
$1,000.00
18 Month Request Appointment
3.682%
3.75%
$1,000.00
19 Month Request Appointment
3.441%
3.50%
$1,000.00
20 Month Request Appointment
3.199%
3.25%
$1,000.00
23 Month Request Appointment
3.199%
3.25%
$1,000.00
24 Month Request Appointment
3.199%
3.25%
$1,000.00
30 Month Request Appointment
2.956%
3.00%
$1,000.00
36 Month Request Appointment
2.956%
3.00%
$1,000.00
48 Month Request Appointment
2.956%
3.00%
$1,000.00
60 Month Request Appointment
2.956%
3.00%
$1,000.00

*Annual Percentage Yield (APY) listed is available as of December 12, 2025. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the then current published FCB APY for that term. Minimum deposit to open certificate is $1,000.00. A penalty will be assessed for early withdrawal and could reduce earnings on this account. Interest and APY may change after account opening at any given time without prior notice.  

Checking

Account
Tiered Amounts
Rate
APY*
Minimum to Open
Premier Interest Request Appointment
0.300%
0.30%
$500.00
Non-profit Open Account Learn More
0.250%
0.25%
$50.00
Attorney/Client Sub Request Appointment
0.100%
0.10%
$50.00
IOLTA Learn More Request Appointment
2.250%
2.28%
$0.00

*Annual Percentage Yield (APY) listed is available as of December 12, 2025. Current APY is subject to change after account opening at any given time without prior notice. Fees may reduce earnings on this account.

Savings

Account
Tiered Amounts
Rate
APY*
Minimum to Open
Tenant Escrow Request Appointment
0.100%
0.10%
$100.00
Business Statement Open Account Learn More
0.100%
0.10%
$100.00
Business Relationship Open Account Learn More
2.956%
3.00%
$1,000.00

*Annual Percentage Yield (APY) listed is available as of December 12, 2025. Current APY is subject to change after account opening at any given time without prior notice. Fees may reduce earnings on this account.

Money Market

Account
Tiered Amounts
Rate
APY*
Minimum to Open
Premier Business Open Account Learn More
$0 - $49,999.99
1.735%
1.75%
$10,000.00
$50,000 +
2.713%
2.75%
$10,000.00
Business Relationship Open Account Learn More
2.713%
2.75%
$1,000.00

*Annual Percentage Yield (APY) listed is available as of December 12, 2025. Current APY is subject to change after account opening at any given time without prior notice. Fees may reduce earnings on this account.

Online Only CDs

6 Month Open Account

Rate

3.682%

APY*

3.75%

Minimum to Balance

$1,000.00

7 Month Open Account

Rate

3.682%

APY*

3.75%

Minimum to Balance

$1,000.00

12 Month Open Account

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

24 Month Open Account

Rate

3.199%

APY*

3.25%

Minimum to Balance

$1,000.00

*Annual Percentage Yield (APY) listed is available as of December 12, 2025. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the then current published FCB APY for that term. Minimum deposit to open certificate is $1,000.00. A penalty will be assessed for early withdrawal and could reduce earnings on this account. Interest and APY may change after account opening at any given time without prior notice.  

CDs

1 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

3 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

5 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

6 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

7 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

9 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

10 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

11 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

12 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

13 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

14 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

15 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

17 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

18 Month Request Appointment

Rate

3.682%

APY*

3.75%

Minimum to Balance

$1,000.00

19 Month Request Appointment

Rate

3.199%

APY*

3.25%

Minimum to Balance

$1,000.00

20 Month Request Appointment

Rate

3.199%

APY*

3.25%

Minimum to Balance

$1,000.00

23 Month Request Appointment

Rate

3.199%

APY*

3.25%

Minimum to Balance

$1,000.00

24 Month Request Appointment

Rate

3.199%

APY*

3.25%

Minimum to Balance

$1,000.00

27 Month Request Appointment

Rate

2.956%

APY*

3.00%

Minimum to Balance

$1,000.00

29 Month Request Appointment

Rate

2.956%

APY*

3.00%

Minimum to Balance

$1,000.00

30 Month Request Appointment

Rate

2.956%

APY*

3.00%

Minimum to Balance

$1,000.00

36 Month Request Appointment

Rate

2.956%

APY*

3.00%

Minimum to Balance

$1,000.00

48 Month Request Appointment

Rate

2.956%

APY*

3.00%

Minimum to Balance

$1,000.00

60 Month Request Appointment

Rate

2.956%

APY*

3.00%

Minimum to Balance

$1,000.00

*Annual Percentage Yield (APY) listed is available as of December 12, 2025. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the then current published FCB APY for that term. Minimum deposit to open certificate is $1,000.00. A penalty will be assessed for early withdrawal and could reduce earnings on this account. Interest and APY may change after account opening at any given time without prior notice.  

IRA CDs

9 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

12 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

17 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

18 Month Request Appointment

Rate

3.682%

APY*

3.75%

Minimum to Balance

$1,000.00

19 Month Request Appointment

Rate

3.441%

APY*

3.50%

Minimum to Balance

$1,000.00

20 Month Request Appointment

Rate

3.199%

APY*

3.25%

Minimum to Balance

$1,000.00

23 Month Request Appointment

Rate

3.199%

APY*

3.25%

Minimum to Balance

$1,000.00

24 Month Request Appointment

Rate

3.199%

APY*

3.25%

Minimum to Balance

$1,000.00

30 Month Request Appointment

Rate

2.956%

APY*

3.00%

Minimum to Balance

$1,000.00

36 Month Request Appointment

Rate

2.956%

APY*

3.00%

Minimum to Balance

$1,000.00

48 Month Request Appointment

Rate

2.956%

APY*

3.00%

Minimum to Balance

$1,000.00

60 Month Request Appointment

Rate

2.956%

APY*

3.00%

Minimum to Balance

$1,000.00

*Annual Percentage Yield (APY) listed is available as of December 12, 2025. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the then current published FCB APY for that term. Minimum deposit to open certificate is $1,000.00. A penalty will be assessed for early withdrawal and could reduce earnings on this account. Interest and APY may change after account opening at any given time without prior notice.  

Checking

Premier Interest Request Appointment

Tiered Amounts

Rate

0.300%

APY*

0.30%

Minimum to Balance

$500.00

Non-profit Open Account Learn More

Tiered Amounts

Rate

0.250%

APY*

0.25%

Minimum to Balance

$50.00

Attorney/Client Sub Request Appointment

Tiered Amounts

Rate

0.100%

APY*

0.10%

Minimum to Balance

$50.00

IOLTA Learn More Request Appointment

Tiered Amounts

Rate

2.250%

APY*

2.28%

Minimum to Balance

$0.00

*Annual Percentage Yield (APY) listed is available as of December 12, 2025. Current APY is subject to change after account opening at any given time without prior notice. Fees may reduce earnings on this account.

Savings

Tenant Escrow Request Appointment

Tiered Amounts

Rate

0.100%

APY*

0.10%

Minimum to Balance

$100.00

Business Statement Open Account Learn More

Tiered Amounts

Rate

0.100%

APY*

0.10%

Minimum to Balance

$100.00

Business Relationship Open Account Learn More

Tiered Amounts

Rate

2.956%

APY*

3.00%

Minimum to Balance

$1,000.00

*Annual Percentage Yield (APY) listed is available as of December 12, 2025. Current APY is subject to change after account opening at any given time without prior notice. Fees may reduce earnings on this account.

Money Market

Premier Business Open Account Learn More

Tiered Amounts

$0 - $49,999.99

Rate

1.735%

APY*

1.75%

Minimum to Balance

$10,000.00

Premier Business

Tiered Amounts

$50,000 +

Rate

2.713%

APY*

2.75%

Minimum to Balance

$10,000.00

Business Relationship Open Account Learn More

Tiered Amounts

Rate

2.713%

APY*

2.75%

Minimum to Balance

$1,000.00

*Annual Percentage Yield (APY) listed is available as of December 12, 2025. Current APY is subject to change after account opening at any given time without prior notice. Fees may reduce earnings on this account.

Relationship Managers
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