skip to main content
FDIC

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Desktop Username
Desktop Password
Open An Account
Desktop Username
Desktop Password
Open An Account

Certificate of
Deposit (CD) Accounts

Certificate of Deposit (CD) Accounts

Safe Savings for Your Future

Saving your hard-earned money while watching it grow is a smart move. Whether planning for a major purchase or seeking better returns, a First Commerce Bank CD account is an excellent option. With competitive CD rates, IRA CD rates, and savings account interest rates, it’s a secure and simple way to achieve your financial goals. Explore our options for the best savings rates, and let our team guide you every step of the way.

  Rate APY* Minimum Extra Perks

7 Month - Online Only

Open Account
4.259% 4.35% $1,000 View Rate

5 Month

Request an Appointment
3.802% 3.87% $1,000 View Rate

24 Month

Open Account
3.441% 3.50% $1,000 View Rate

36 Month

Request an Appointment
2.956% 3.00% $1,000 View Rate

7 Month - Online Only

Open Account

Rate

4.259%

APY*

4.35%

Minimum

$1,000

Extra Perks

Rate

3.802%

APY*

3.87%

Minimum

$1,000

Extra Perks

24 Month

Open Account

Rate

3.441%

APY*

3.50%

Minimum

$1,000

Extra Perks

Rate

2.956%

APY*

3.00%

Minimum

$1,000

Extra Perks

Customer Testimonial

My experiences with First Commerce Bank in Teaneck have always been very positive. The manager, Brittany Vaughn and the other employees are always helpful and courteous. They also seem to have the best rates around.

Valued FCB Teaneck Customer

*Annual Percentage Yield (APY) listed is available as of December 19, 2024. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the current published FCB APY for that term. Minimum deposit to open certificate and obtain stated APY is $1,000.00. For the 7 Month CD, there is a maximum of $250,000.00 per account limit. A penalty will be assessed for early withdrawal and could reduce earnings on this account.

Relationship Managers
FirstCommerceBank Logo

You are leaving First Commerce Bank site to visit a site not hosted by First Commerce Bank. Please review the third-party’s privacy policy, accessibility policy, and terms. First Commerce Bank is not responsible for the content provided by third-party sites.