Business
Our Current Rates
- Personal Banking Rates
- Business Banking Rates
Seeking additional FDIC insurance coverage and competitive rates?
Online Only CDs
Term
Rate
APY*
Minimum to Open
*Annual Percentage Yield (APY) listed is available as of June 12, 2025. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the current published FCB APY for that term. Minimum deposit to open certificate and obtain stated APY is $1,000.00. A penalty will be assessed for early withdrawal and could reduce earnings on this account.
CDs
Term
Rate
APY*
Minimum to Open
1 Month
3.923%
4.00%
$1,000.00
3 Month
3.923%
4.00%
$1,000.00
5 Month
3.802%
3.87%
$1,000.00
6 Month
3.802%
3.87%
$1,000.00
7 Month
3.802%
3.87%
$1,000.00
9 Month
3.802%
3.87%
$1,000.00
10 Month
3.682%
3.75%
$1,000.00
11 Month
4.163%
4.25%
$1,000.00
12 Month
3.682%
3.75%
$1,000.00
14 Month
3.682%
3.75%
$1,000.00
15 Month
3.682%
3.75%
$1,000.00
17 Month
3.682%
3.75%
$1,000.00
18 Month
3.682%
3.75%
$1,000.00
19 Month
3.441%
3.50%
$1,000.00
20 Month
3.441%
3.50%
$1,000.00
23 Month
3.441%
3.50%
$1,000.00
24 Month
3.441%
3.50%
$1,000.00
27 Month
3.199%
3.25%
$1,000.00
29 Month
3.199%
3.25%
$1,000.00
30 Month
3.199%
3.25%
$1,000.00
36 Month
2.956%
3.00%
$1,000.00
48 Month
2.956%
3.00%
$1,000.00
60 Month
2.956%
3.00%
$1,000.00
*Annual Percentage Yield (APY) listed is available as of June 12, 2025. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the current published FCB APY for that term. Minimum deposit to open certificate and obtain stated APY is $1,000.00. A penalty will be assessed for early withdrawal and could reduce earnings on this account.
IRA CDs
Term
Rate
APY*
Minimum to Open
9 Month
3.778%
3.85%
$1,000.00
12 Month
3.827%
3.90%
$1,000.00
17 Month
3.827%
3.90%
$1,000.00
18 Month
3.682%
3.75%
$1,000.00
19 Month
3.199%
3.25%
$1,000.00
20 Month
3.199%
3.25%
$1,000.00
23 Month
3.199%
3.25%
$1,000.00
24 Month
3.199%
3.25%
$1,000.00
30 Month
3.199%
3.25%
$1,000.00
36 Month
2.956%
3.00%
$1,000.00
48 Month
2.956%
3.00%
$1,000.00
60 Month
2.956%
3.00%
$1,000.00
*Annual Percentage Yield (APY) listed is available as of June 12, 2025. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the current published FCB APY for that term. Minimum deposit to open certificate and obtain stated APY is $1,000.00. A penalty will be assessed for early withdrawal and could reduce earnings on this account.
Checking
Account
Tiered Amounts
Rate
APY*
Minimum to Open
Rate applicable for balances up to $100,000 when qualifications disclosed are met.
2.956%
3.00%
$100.00
*Annual Percentage Yield (APY) listed is available as of April 10, 2025. We may change this interest rate at our discretion at any time without notice. Fees may reduce earnings on account.
Savings
Account
Tiered Amounts
Rate
APY*
Minimum to Open
$100 +
0.350%
0.35%
$5.00
$5,000 +
0.350%
0.35%
$1,000.00
$100,000 +
0.350%
0.35%
$50.00
*Annual Percentage Yield (APY) listed is available as of April 10, 2025. We may change this interest rate at our discretion at any time without notice. Fees may reduce earnings on account.
Money Market
Account
Tiered Amounts
Rate
APY*
Minimum to Open
$50,000 +
1.489%
1.50%
$10,000.00
$100,000 +
0.300%
0.30%
$50.00
*Annual Percentage Yield (APY) listed is available as of April 10, 2025. We may change this interest rate at our discretion at any time without notice. Fees may reduce earnings on account.
Online Only CDs
*Annual Percentage Yield (APY) listed is available as of June 12, 2025. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the current published FCB APY for that term. Minimum deposit to open certificate and obtain stated APY is $1,000.00. A penalty will be assessed for early withdrawal and could reduce earnings on this account.
CDs
*Annual Percentage Yield (APY) listed is available as of June 12, 2025. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the current published FCB APY for that term. Minimum deposit to open certificate and obtain stated APY is $1,000.00. A penalty will be assessed for early withdrawal and could reduce earnings on this account.
IRA CDs
*Annual Percentage Yield (APY) listed is available as of June 12, 2025. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the current published FCB APY for that term. Minimum deposit to open certificate and obtain stated APY is $1,000.00. A penalty will be assessed for early withdrawal and could reduce earnings on this account.
Checking
*Annual Percentage Yield (APY) listed is available as of April 10, 2025. We may change this interest rate at our discretion at any time without notice. Fees may reduce earnings on account.
Savings
*Annual Percentage Yield (APY) listed is available as of April 10, 2025. We may change this interest rate at our discretion at any time without notice. Fees may reduce earnings on account.
Money Market
*Annual Percentage Yield (APY) listed is available as of April 10, 2025. We may change this interest rate at our discretion at any time without notice. Fees may reduce earnings on account.
Seeking additional FDIC insurance coverage and competitive rates?
Online Only CDs
Term
Rate
APY*
Minimum to Open
*Annual Percentage Yield (APY) listed is available as of June 12, 2025. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the current published FCB APY for that term. Minimum deposit to open certificate and obtain stated APY is $1,000.00. A penalty will be assessed for early withdrawal and could reduce earnings on this account.
CDs
Term
Rate
APY*
Minimum to Open
1 Month
3.923%
4.00%
$1,000.00
3 Month
3.923%
4.00%
$1,000.00
5 Month
3.802%
3.87%
$1,000.00
6 Month
3.802%
3.87%
$1,000.00
7 Month
3.802%
3.87%
$1,000.00
9 Month
3.802%
3.87%
$1,000.00
10 Month
3.682%
3.75%
$1,000.00
11 Month
4.163%
4.25%
$1,000.00
12 Month
3.682%
3.75%
$1,000.00
14 Month
3.682%
3.75%
$1,000.00
15 Month
3.682%
3.75%
$1,000.00
17 Month
3.682%
3.75%
$1,000.00
18 Month
3.682%
3.75%
$1,000.00
19 Month
3.441%
3.50%
$1,000.00
20 Month
3.441%
3.50%
$1,000.00
23 Month
3.441%
3.50%
$1,000.00
24 Month
3.441%
3.50%
$1,000.00
27 Month
3.199%
3.25%
$1,000.00
29 Month
3.199%
3.25%
$1,000.00
30 Month
3.199%
3.25%
$1,000.00
36 Month
2.956%
3.00%
$1,000.00
48 Month
2.956%
3.00%
$1,000.00
60 Month
2.956%
3.00%
$1,000.00
*Annual Percentage Yield (APY) listed is available as of June 12, 2025. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the current published FCB APY for that term. Minimum deposit to open certificate and obtain stated APY is $1,000.00. A penalty will be assessed for early withdrawal and could reduce earnings on this account.
IRA CDs
Term
Rate
APY*
Minimum to Open
9 Month
3.778%
3.85%
$1,000.00
12 Month
3.827%
3.90%
$1,000.00
17 Month
3.827%
3.90%
$1,000.00
18 Month
3.682%
3.75%
$1,000.00
19 Month
3.199%
3.25%
$1,000.00
20 Month
3.199%
3.25%
$1,000.00
23 Month
3.199%
3.25%
$1,000.00
24 Month
3.199%
3.25%
$1,000.00
30 Month
3.199%
3.25%
$1,000.00
36 Month
2.956%
3.00%
$1,000.00
48 Month
2.956%
3.00%
$1,000.00
60 Month
2.956%
3.00%
$1,000.00
*Annual Percentage Yield (APY) listed is available as of June 12, 2025. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the current published FCB APY for that term. Minimum deposit to open certificate and obtain stated APY is $1,000.00. A penalty will be assessed for early withdrawal and could reduce earnings on this account.
Checking
Account
Tiered Amounts
Rate
APY*
Minimum to Open
Premier Interest
0.300%
0.30%
$500.00
Attorney/Client Sub
0.100%
0.10%
$50.00
*Annual Percentage Yield (APY) listed is available as of April 10, 2025. We may change this interest rate at our discretion at any time without notice. Fees may reduce earnings on account.
Savings
Account
Tiered Amounts
Rate
APY*
Minimum to Open
Tenant Escrow
0.100%
0.10%
$100.00
*Annual Percentage Yield (APY) listed is available as of April 10, 2025. We may change this interest rate at our discretion at any time without notice. Fees may reduce earnings on account.
Money Market
Account
Tiered Amounts
Rate
APY*
Minimum to Open
$50,000 +
2.713%
2.75%
$10,000.00
*Annual Percentage Yield (APY) listed is available as of April 10, 2025. We may change this interest rate at our discretion at any time without notice. Fees may reduce earnings on account.
Online Only CDs
*Annual Percentage Yield (APY) listed is available as of June 12, 2025. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the current published FCB APY for that term. Minimum deposit to open certificate and obtain stated APY is $1,000.00. A penalty will be assessed for early withdrawal and could reduce earnings on this account.
CDs
*Annual Percentage Yield (APY) listed is available as of June 12, 2025. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the current published FCB APY for that term. Minimum deposit to open certificate and obtain stated APY is $1,000.00. A penalty will be assessed for early withdrawal and could reduce earnings on this account.
IRA CDs
*Annual Percentage Yield (APY) listed is available as of June 12, 2025. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the current published FCB APY for that term. Minimum deposit to open certificate and obtain stated APY is $1,000.00. A penalty will be assessed for early withdrawal and could reduce earnings on this account.
Checking
*Annual Percentage Yield (APY) listed is available as of April 10, 2025. We may change this interest rate at our discretion at any time without notice. Fees may reduce earnings on account.
Savings
*Annual Percentage Yield (APY) listed is available as of April 10, 2025. We may change this interest rate at our discretion at any time without notice. Fees may reduce earnings on account.
Money Market
*Annual Percentage Yield (APY) listed is available as of April 10, 2025. We may change this interest rate at our discretion at any time without notice. Fees may reduce earnings on account.
