FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Free Checking
Perfect for those seeking a straightforward, hassle-free option, this account offers the flexibility you want
Ultimate Rewards Checking
Earn higher interest rates, skip fees, and enjoy exclusive perks like rate bumps.
Relationship Money Market
Watch your money grow while we watch the rates! Grow your financial success together with us.
Premier Money Market
Enjoy competitive rates, easy access to your funds, and no monthly fees as you work toward your financial goals.
Relationship Savings
Family-sized savings. Our most competitive interest-bearing account to help secure your financial future.
Premier Savings
Earn more on your savings while enjoying high-interest returns and easy access to your funds.
VIP Perks
Maintain a combined balance of $100,000+ across your non-interest business accounts and enjoy exclusive perks.
Digital Banking
Your finances deserve a first-rate platform, all at your fingertips with FCB's Online Banking.
Free Business Checking
You work hard every day to power your business. Our business
checking account works just as hard for you.
Premier Business Checking
Maximize your business potential with First Commerce Bank’s Premier
Checking Account.
Business Relationship Money Market
Take your small business savings to the next level. Watch your money
grow while we watch the rates.
Premier Business Money Market
Earn more while keeping your business savings accessible. This
account offers higher returns with ease of access.
IOLTA
We are proud to support initiatives that make a difference while
providing interest-bearing solutions that give back.
Non-Profit Checking
We understand the unique needs of non-profits and are committed to
helping your organization thrive while building stronger communities.
DESA Account
Designed for attorneys, landlords, and businesses, we make handling
these funds easier, safer, and more rewarding.
Business Relationship Savings
The perfect fit for businesses wanting to earn more and build their
financial future.
Business Savings
Your business deserves the opportunity to thrive with the financial
support it needs.
ACH Origination Services
Our simple solutions streamline your transactions, making payroll,
vendor payments and collections safe and easy.
Non-Profit Checking
We understand the unique needs of non-profits and are committed to
helping your organization thrive while building stronger communities
FCB and Banc Card
We provide the latest payment processing technology, ensuring your
transactions are quick, reliable, and secure.
Payment Solutions
Gain access to secure, intuitive, and customized solutions designed to
fit your business needs.
Commercial Mortgages
Get the financing you need to acquire, refinance, or build your
commercial property with a trusted local partner by your side.
Construction Loans
Take the first step toward your next construction project with financing
tailored to your vision partner with First Commerce Bank today.
ICS/CDARS
Enjoy peace of mind knowing your deposits are protected with multimillion-dollar FDIC coverage.
Positive Pay
For the best in check fraud protection, enroll your account in our Positive Pay service.
April 23, 2025
We were thrilled to provide Coffee On Us to patrons at Kava Coffee House in Howell! Thanks to everyone who stopped by for a free coffee and chat with our Jackson Branch Manager Chrystabel about First Commerce Bank!
Reach out to one of our local Relationship Managers to schedule a Coffee on Us today!
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