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First Commerce Bancorp, Inc. 2025 Annual Report 

First Commerce Bancorp, Inc. 2025 Annual Report 

March 16, 2026

We have audited the consolidated financial statements of First Commerce Bancorp, Inc. (the Company), which comprise the consolidated statements of financial condition as of December 31, 2025 and 2024, and the related consolidated statements of income, comprehensive income, changes in stockholder’s equity, and cash flows for the years then ended, and the related notes to the consolidated financial statements

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