Start Sending Money Your Way
Zelle makes sending money quick, secure, and effortless with First Commerce Bank’s mobile app or online.
Get the Mobile App
With Zelle®, you can easily send money using your mobile banking app or online banking account—no need for a trip to the ATM or dealing with cash. Whether you're splitting the lunch bill or paying for a friend, Zelle transfers funds directly to the recipient’s account in minutes¹. All you need is their email address or U.S. mobile phone number.
- Send: Send money fast in a few steps.
- Request: Settle up with friends and more, regardless of where they bank2
- Split: Easily divide the check for dinner, coffee, and more.
What is Zelle?
Zelle is a fast, safe, and easy way to send money directly between almost any bank account in the U.S., typically within minutes. With just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of where they bank2.
Who Can I Send Money to With Zelle?
You can send money to friends, family and others you trust2.
Since money is sent directly from your bank account to another person’s account within minutes1, it’s important to only send money to people you trust and always ensure you’ve used the correct email address or U.S. mobile number.
Neither First Commerce Bank nor Zelle® offers purchase protection for payments made with Zelle® – for example, if you do not receive the item you paid for or the item is not as described or as you expected.
How Do I Use Zelle?
You can send, request, or receive money with Zelle.
- To get started, log into FIRST COMMERCE BANK’s online banking or mobile app, navigate to Bill Pay and select “Send Money with Zelle®“. Accept terms and conditions, enter your email address or U.S. mobile phone number, receive a one-time verification code, enter it, and you’re ready to start sending and receiving with Zelle.
- To send money using Zelle, simply add a trusted recipient’s email address or U.S. mobile phone number, enter the amount you’d like to send and an optional note, review, then hit “Send.” In most cases, the money is available to your recipient in minutes1.
- To request money using Zelle, choose “Request,” select the individual(s) from whom you’d like to request money, enter the amount you’d like to request, include an optional note, review and hit “Request”3.
- To receive money, just share your enrolled email address or U.S. mobile phone number with a friend and ask them to send you money with Zelle.
