Deposit
Our Current Rates
- Personal Banking Rates
- Business Banking Rates
Seeking additional FDIC insurance coverage and competitive rates?
Online Only CDs
Term
Rate
APY*
Minimum to Open
6 Month
3.802%
3.87%
$1,000.00
7 Month
4.259%
4.35%
$1,000.00
12 Month
3.923%
4.00%
$1,000.00
24 Month
3.441%
3.50%
$1,000.00
CDs
Account
Term
Rate
APY*
Minimum to Open
1 Month
3.923%
4.00%
$1,000.00
3 Month
3.923%
4.00%
$1,000.00
5 Month
3.802%
3.87%
$1,000.00
6 Month
3.802%
3.87%
$1,000.00
7 Month
3.802%
3.87%
$1,000.00
9 Month
3.802%
3.87%
$1,000.00
10 Month
3.682%
3.75%
$1,000.00
11 Month CD
11 Month
4.163%
4.25%
$1,000.00
12 Month
3.682%
3.75%
$1,000.00
14 Month
3.682%
3.75%
$1,000.00
15 Month
3.682%
3.75%
$1,000.00
17 Month
3.682%
3.75%
$1,000.00
18 Month
3.682%
3.75%
$1,000.00
19 Month
3.441%
3.50%
$1,000.00
20 Month
3.441%
3.50%
$1,000.00
23 Month
3.441%
3.50%
$1,000.00
24 Month
3.441%
3.50%
$1,000.00
27 Month
3.199%
3.25%
$1,000.00
29 Month
3.199%
3.25%
$1,000.00
30 Month
3.199%
3.25%
$1,000.00
36 Month
2.956%
3.00%
$1,000.00
48 Month
2.956%
3.00%
$1,000.00
60 Month
2.956%
3.00%
$1,000.00
IRA CDs
Term
Rate
APY*
Minimum to Open
9 Month
3.778%
3.85%
$1,000.00
12 Month
3.827%
3.90%
$1,000.00
17 Month
3.827%
3.90%
$1,000.00
18 Month
3.682%
3.75%
$1,000.00
19 Month
3.199%
3.25%
$1,000.00
20 Month
3.199%
3.25%
$1,000.00
23 Month
3.199%
3.25%
$1,000.00
24 Month
3.199%
3.25%
$1,000.00
30 Month
3.199%
3.25%
$1,000.00
36 Month
2.956%
3.00%
$1,000.00
48 Month
2.956%
3.00%
$1,000.00
60 Month
2.956%
3.00%
$1,000.00
Checking
Account
Tiered Amounts
Rate
APY*
Minimum to Open
Ultimate Rewards
0.500%
0.50%
$100.00
Rate applicable for balances up to $100,000 when qualifications disclosed are met.
2.956%
3.00%
$100.00
Premier Interest
0.250%
0.25%
$500.00
Interest
0.250%
0.25%
$1,000.00
50+
0.300%
0.30%
$100.00
Savings
Account
Tiered Amounts
Rate
APY*
Minimum to Open
Statement
0.100%
0.10%
$100.00
Relationship
3.682%
3.75%
$1,000.00
Minor
0.100%
0.10%
$25.00
Holiday Club
$0 - $99
0.000%
0.00%
$5.00
$100 +
0.350%
0.35%
$5.00
Premier
$0 - $4,999
0.350%
0.35%
$1,000.00
$5,000 +
0.350%
0.35%
$1,000.00
IRA Express
$0 - $99,999
0.300%
0.30%
$50.00
$100,000 +
0.350%
0.35%
$50.00
Money Market
Account
Tiered Amounts
Rate
APY*
Minimum to Open
Premier Money
$0 - $49,999.99
1.243%
1.25%
$10,000.00
$50,000 +
1.489%
1.50%
$10,000.00
Money
$0 - $99,999
0.250%
0.25%
$50.00
$100,000 +
0.300%
0.30%
$50.00
Consumer Relationship
3.441%
3.50%
$1,000.00
Online Only CDs
CDs
IRA CDs
Checking
Savings
Money Market
Seeking additional FDIC insurance coverage and competitive rates?
Online Only CDs
Term
Rate
APY*
Minimum to Open
6 Month
3.802%
3.87%
$1,000.00
7 Month
4.259%
4.35%
$1,000.00
12 Month
3.923%
4.00%
$1,000.00
24 Month
3.441%
3.50%
$1,000.00
CDs
Term
Rate
APY*
Minimum to Open
1 Month
3.923%
4.00%
$1,000.00
3 Month
3.923%
4.00%
$1,000.00
5 Month
3.802%
3.87%
$1,000.00
6 Month
3.802%
3.87%
$1,000.00
7 Month
3.802%
3.87%
$1,000.00
9 Month
3.802%
3.87%
$1,000.00
10 Month
3.682%
3.75%
$1,000.00
11 Month
3.682%
3.75%
$1,000.00
12 Month
3.682%
3.75%
$1,000.00
14 Month
3.682%
3.75%
$1,000.00
15 Month
3.682%
3.75%
$1,000.00
17 Month
3.682%
3.75%
$1,000.00
18 Month
3.682%
3.75%
$1,000.00
19 Month
3.441%
3.50%
$1,000.00
20 Month
3.441%
3.50%
$1,000.00
23 Month
3.441%
3.50%
$1,000.00
24 Month
3.441%
3.50%
$1,000.00
27 Month
3.199%
3.25%
$1,000.00
29 Month
3.199%
3.25%
$1,000.00
30 Month
3.199%
3.25%
$1,000.00
36 Month
2.956%
3.00%
$1,000.00
48 Month
2.956%
3.00%
$1,000.00
60 Month
2.956%
3.00%
$1,000.00
*Annual Percentage Yield (APY) listed is available as of February 28, 2025. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the current published FCB APY for that term. Minimum deposit to open certificate and obtain stated APY is $1,000.00. For the 7 Month CD, there is a maximum of $250,000.00 per account limit. A penalty will be assessed for early withdrawal and could reduce earnings on this account.
IRA CDs
Term
Rate
APY*
Minimum to Open
9 Month
3.778%
3.85%
$1,000.00
12 Month
3.827%
3.90%
$1,000.00
17 Month
3.827%
3.90%
$1,000.00
18 Month
3.682%
3.75%
$1,000.00
19 Month
3.199%
3.25%
$1,000.00
20 Month
3.199%
3.25%
$1,000.00
23 Month
3.199%
3.25%
$1,000.00
24 Month
3.199%
3.25%
$1,000.00
30 Month
3.199%
3.25%
$1,000.00
36 Month
2.956%
3.00%
$1,000.00
48 Month
2.956%
3.00%
$1,000.00
60 Month
2.956%
3.00%
$1,000.00
Checking
Account
Tiered Amounts
Rate
APY*
Minimum to Open
Premier Interest
0.300%
0.30%
$500.00
Non-profit
0.250%
0.25%
$50.00
Attorney/Client Sub
0.100%
0.10%
$50.00
IOLTA
2.700%
2.73%
$0.00
Savings
Account
Tiered Amounts
Rate
APY*
Minimum to Open
Tenant Escrow
0.100%
0.10%
$100.00
Business Statement
0.100%
0.10%
$100.00
Business Relationship
3.682%
3.75%
$1,000.00
Savings and Checking We may change this interest rate at our discretion at any time without notice. Fees may reduce earnings on account.
Money Market
Account
Tiered Amounts
Rate
APY*
Minimum to Open
Premier Business
$0 - $49,999.99
1.735%
1.75%
$10,000.00
$50,000 +
2.713%
2.75%
$10,000.00
Business Relationship
3.441%
3.50%
$1,000.00
Online Only CDs
CDs
*Annual Percentage Yield (APY) listed is available as of February 28, 2025. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the current published FCB APY for that term. Minimum deposit to open certificate and obtain stated APY is $1,000.00. For the 7 Month CD, there is a maximum of $250,000.00 per account limit. A penalty will be assessed for early withdrawal and could reduce earnings on this account.
IRA CDs
Checking
Savings
Savings and Checking We may change this interest rate at our discretion at any time without notice. Fees may reduce earnings on account.
