CD Rates Last Updated: April 10, 2025
| Term | Rate | APY* | Minimum to Open |
|---|---|---|---|
| 7 Month - Online Only | 4.259% | 4.35% | $1,000.00 |
| 5 Month | 3.802% | 3.87% | $1,000.00 |
| 24 Month | 3.441% | 3.50% | $1,000.00 |
| 36 Month | 2.956% | 3.00% | $1,000.00 |
*Annual Percentage Yield (APY) listed is available as of April 10, 2025. APY assumes that principal and interest will remain on deposit at the same rate until maturity. CD will automatically renew on maturity at the current published FCB APY for that term. Minimum deposit to open certificate and obtain stated APY is $1,000.00. For the 7 Month CD, there is a maximum of $250,000.00 per account limit. A penalty will be assessed for early withdrawal and could reduce earnings on this account.
Ultimate Rewards Last Updated: September 19, 2024
| Account Description | Rate | APY** | Minimum to Open | |
|---|---|---|---|---|
| Ultimate Rewards | Rate applicable for balances up to $100,000.00 when qualifications are met. | 2.956% | 3.00% | $100.00 |
| 0.500% | 0.50% | $100.00 |
**Ultimate Rewards Annual Percentage Yield (APY) listed above is available as of September 19, 2024. Minimum deposit to open an Ultimate Rewards account is $100. No minimum balance is required. Stated Annual Percentage Yield (APY) listed is available on balances up to $100,000 when the following criteria are met each monthly statement cycle: Account must be enrolled in E-Statements, post and clear 1 ACH credit, and post and clear 1 ACH debit or Bill Pay transaction. If all criteria are not met and maintained each monthly statement cycle, balances will earn 0.50% APY. Interest rate and terms are subject to change without prior notice after account opening. Fees may reduce earnings on this account. Some restrictions apply.
Premier Money Market Rates Last Updated: November 12, 2024
| Account Description | Tiered Amounts | Rate | APY*** | Minimum to Open |
|---|---|---|---|---|
| Premier Money Market | $0 - $49,999.99 | 1.243% | 1.25% | $10,000.00 |
| $50,000.00 + | 1.489% | 1.50% | $10,000.00 |
Premier Business Money Market Rates Last Updated: November 12, 2024
| Account Description | Tiered Amounts | Rate | APY**** | Minimum to Open |
|---|---|---|---|---|
| Premier Business Money Market | $0 - $49,999.99 | 1.735% | 1.75% | $10,000.00 |
| $50,000.00 + | 2.713% | 2.75% | $10,000.00 |
***Premier Money Market Annual Percentage Yield (APY) listed above is available as of November 12, 2024. Minimum balance to open and obtain stated 1.75% APY is $10,000.00. If unable to maintain a daily balance of $25,000.00, a $10.00 monthly maintenance fee will be imposed. Fees may reduce earnings on account. Interest rate and terms are subject to change without prior notice after account opening. Other restrictions may apply.
****Premier Business Money Market Annual Percentage Yield (APY) listed above is available as of November 12, 2024. Minimum balance to open is $10,000.00. Minimum balance to obtain stated 3.00% APY is $50,000.00. If unable to maintain a daily balance of $50,000.00, a $10.00 monthly maintenance fee will be imposed. Fees may reduce earnings on account. Interest rate and terms are subject to change without prior notice after account opening. Other restrictions may apply.
How to Get Started
To open an account, please visit one of our First Commerce Bank locations. If you have any questions, please call your local branch or email: customerservice@firstcommercebk.com.