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Promotional CD Rates Last Updated: February 3, 2023

TermRateAPY*Minimum to Open
9 Month 2.226% 2.25% $1,000.00
15 Month 2.470% 2.50% $1,000.00
24 Month 2.713% 2.75% $1,000.00

*Annual Percentage Yield (APY) listed is available as of February 3, 2023. APY assumes that principal and interest will remain on deposit at the same rate until maturity. Minimum deposit to open certificate and obtain stated APY is $1,000.00. A penalty will be assessed for early withdrawal and could reduce earnings on this account.

Advantage Money Market Rates Last Updated: February 6, 2023

Account DescriptionTiered AmountsRateAPY**Minimum to Open
Advantage Money Market $0.00 - $49,999.99 1.981% 2.00% $5,000.00
$50,000.00 - $99,999.99 2.956% 3.00% $5,000.00
$100,000.00 + 3.441% 3.50% $5,000.00

Premier Money Market Rates Last Updated: November 4, 2022

Account DescriptionTiered AmountsRateAPY***Minimum to Open
Premier Money Market $0 - $49,999.99 1.489% 1.50% $50,000.00
$50,000.00 + 1.735% 1.75% $50,000.00

Premier Business Money Market Rates Last Updated: November 4, 2022

Account DescriptionTiered AmountsRateAPY****Minimum to Open
Premier Business Money Market $0 - $49,999.99 1.981% 2.00% $25,000.00
$50,000.00 + 2.956% 3.00% $25,000.00

**Annual Percentage Yield (APY) listed is available as of February 6, 2023 and is guaranteed until August 6, 2023. Interest rate and Annual Percentage Yield (APY) for your account depend on applicable rate tier. Tier 1- If your daily balance is $0.00 up to $49,999.99 you will earn an interest rate of 1.98% and an APY of 2.00%. Tier 2- If your daily balance is $50,000.00 up to $99,999.99 you will earn an interest rate of 2.96% with a 3.00% APY. Tier 3- If your daily balance is $100,000.00 or more you will earn an interest rate of 3.44% with a 3.50% APY. Minimum deposit to open Advantage Money Market account is $5,000. If unable to maintain a daily balance of $5,000, a $15.00 monthly maintenance fee will be imposed. **In order to open an Advantage Money Market account, you must open or maintain an Advantage Interest Checking account with a minimum balance of $1,000. If unable to maintain a daily balance of $1,000, a $12.00 monthly maintenance fee will be imposed. Fees may reduce earnings on this account. Interest rates and terms are subject to change without prior notice. Some restrictions apply.

***Premier Money Market Annual Percentage Yield (APY) listed above is available as of November 4, 2022. Minimum balance to open and obtain stated 1.75% APY is $50,000.00. If unable to maintain a daily balance of $10,000.00, a $10.00 monthly maintenance fee will be imposed. In order to open a Premier Money Market account, you must open or maintain a Premier Interest Checking account with a minimum balance of $5,000.00. Fees may reduce earnings on account. Interest rate and terms are subject to change without prior notice. Other restrictions may apply.

****Premier Business Money Market Annual Percentage Yield (APY) listed above is available as of November 4, 2022. Minimum balance to open is $25,000.00. Minimum balance to obtain stated 3.00% APY is $50,000.00. If unable to maintain a daily balance of $10,000.00, a $10.00 monthly maintenance fee will be imposed. In order to open a Premier Money Market account, you must open or maintain a Premier Interest Checking account with a minimum balance of $5,000.00. Fees may reduce earnings on account. Interest rate and terms are subject to change without prior notice. Other restrictions may apply.

Minimum to open a Premier Interest Checking is $500.00. Minimum balance to obtain stated APY is $5,000.00. If unable to maintain a daily balance of $5,000.00, a $10.00 monthly maintenance fee will be imposed. In order to open a Premier Interest Checking account, you must open or maintain a Premier Money Market with a minimum balance of $50,000.00. Fees may reduce earnings on account. Interest rate and terms are subject to change without prior notice. Other restrictions may apply. See Fee Schedule for savings with VIP Services.

Minimum to open a Premier Interest Business Checking is $500.00. Minimum balance to obtain stated APY is $5,000.00. If unable to maintain a daily balance of $5,000.00, a $25.00 monthly maintenance fee will be imposed. In order to open a Premier Interest Business Checking account, you must open or maintain a Premier Money Market with a minimum balance of $50,000.00. Fees may reduce earnings on account. Interest rate and terms are subject to change without prior notice. Other restrictions may apply. See Fee Schedule for savings with VIP Services.


How to Get Started

To open an account, please visit one of our First Commerce Bank locations. If you have any questions, please call your local branch or email: customerservice@firstcommercebk.com.